Who Needs SR22 Insurance

Who Needs SR22 Insurance?

SR22 insurance, also known as a certificate of financial responsibility, is a type of insurance that is required by some states for drivers who have been convicted of certain traffic violations, such as driving under the influence (DUI) or driving without insurance. SR22 insurance is designed to provide proof that the driver has met the state’s minimum financial responsibility requirements.

Who Needs SR22 Insurance?

SR22 insurance is typically required for drivers who have been convicted of the following traffic violations:

  • Driving under the influence (DUI)
  • Driving without insurance
  • Reckless driving
  • Vehicular manslaughter

In some states, SR22 insurance may also be required for drivers who have been involved in multiple traffic accidents or who have a history of traffic violations.

How to Get SR22 Insurance

SR22 insurance can be obtained from most insurance companies. To get SR22 insurance, you will need to provide the insurance company with a copy of your driver’s license and a copy of your conviction record. The insurance company will then file an SR22 form with the state on your behalf.

How Long Do You Need SR22 Insurance?

The length of time that you will need to carry SR22 insurance will vary depending on the state in which you live. In most states, you will need to carry SR22 insurance for three years after your conviction. However, some states may require you to carry SR22 insurance for up to five years.

What are the Benefits of SR22 Insurance?

SR22 insurance can provide several benefits, including:

  • Proof of financial responsibility
  • Lower insurance rates
  • Reinstatement of your driver’s license

SR22 insurance can also help you to avoid having your driver’s license suspended or revoked.