SR22 Insurance Illinois
Reader’s Question:
I was recently charged with DUI in Chicago and now I have to get SR22 in order to be allowed to drive again. What is this SR22 and how does it work?
Scottie
Chicago, IL
SR22 insurance is a type of certification you get from your insurer if you have been caught for several major traffic violations like DUI. With SR22, your insurer vouches that you have the required insurance policy as required by the Illinois department of motor vehicles.
You can get SR22 insurance in your area by requesting your insurance company to issue you with SR22. The SR 22 insurance will be sent electronically to the government agency requesting for it. You will then be furnished with a copy of SR22 insurance from your insurer and a letter of acknowledgment from the Secretary of State.
If you have SR22 insurance Illinois, it means you have the minimum $20,000 bodily injury coverage per person and $40,000 per accident, and property damage coverage of at least $15,000. You also have uninsured motorist coverage of $20,000 for every person or $40,000 for every occurrence if you carry SR22 insurance Illinois.
Be sure to carry your SR22 insurance Illinois every time you drive a vehicle for the next three years.