Driving without Car Insurance Penalties Illinois IL
Reader’s Question:
What are the penalties for driving without car insurance in Illinois?
Clark
Springfield, IL
The penalties for driving an uninsured car vary form state to state. In some states, if you are pulled over by a police officer and are discovered to have no car insurance, then you are penalized by having your driver’s license suspended for a certain amount of time. Sometimes, your vehicle’s registration will also be suspended. In other states, if you are found to be driving without insurance, you will be required to pay a fine only. Others require payment of fines and doing some jail time.
In the State of Illinois, the penalties for first-time offenders are a suspended driver’s license and an amount of $500 minimum. If you are driving the vehicle while your driver’s license is suspended for having no insurance coverage, then you will be obligated to pay a minimum of $1,000 for fines. Check the website of the Illinois Department of Motor Vehicles because they will likely have a list of possible penalties for driving illegally without the mandated minimum insurance on your car. Your assets will be at risk if you cause an accident while driving an uninsured car. This is because you will have to shoulder all expenses resulting from the accident. So, it is always smart to carry at least the minimum liability coverage because the consequences can be really tough.
Tags: car insurance law, DMV, driving without insurance, traffic violation
