Car Insurance SR22 Mount Prospect Illinois IL

Reader’s Question:

I live in Mount Prospect Illinois have insurance on one of my vehicles but not the second one. I have a good driving record but I just got ticket for driving without insurance, what do I do?

Randall

Mount Prospect, IL

The state of Illinois requires all cars registered and operated in IL to be covered by liability insurance. One way this law is enforced is by an individual being issued a moving ticket and convicted in court for driving an uninsured car. If convicted the Secretary of State for IL is notified and the license plates for the car are suspended.

Penalties for 1st time violators is a minimum $500 fine for driving an uninsured car. If you are driving a car while the registration is suspended for no insurance you will receive a minimum fine of $1000. Since you were found driving uninsured for your car, the best thing you should do is get insurance for that car.

After your penalties or fines are taken care and when you can provide the state proof of insurance and pay a $100 reinstatement fee your registration should be reinstated.

You may also be required to file proof of financial responsibility (SR-22) for 1 year in Mount Prospect IL or face a driver’s license suspension.

Tags: auto insurance, driving without insurance, sr22 insurance