Car Insurance Bloomington Illinois IL
Reader’s Question:
I was cited for negligent driving in Bloomington IL, I had a clean driving record before and this is my first offense. How is my car insurance going to be affected by it and are will it take years before it goes off my driving record?
Charles
Bloomington, IL
Negligent driving is defined in Illinois as the action committed when a person operates a motor vehicle carelessly or without exercising due care for the safety of others. IL just recently added a vehicle code that if a person is convicted of negligent driving, his driving privileges will be suspended for a fixed period of time in addition to any penalty imposed.
In Illinois, moving violations remain on your Illinois driver’s record for 4 to 5 years from the date of conviction. The information will be carried on your driving record for a minimum of 7 years from the date of reinstatement if the ticket you received forms the basis for a suspension or revocation.
Your insurance premiums may be affected by a citation for an offense such as this. You will need to ask your Bloomington, IL insurance agent to find out if the violation will affect your premium since insurance companies vary on their rating system. You can shop around for auto insurance comparison quotes online if your premiums do increase after receiving the ticket.