SR22 Auto Insurance Joliet IL
Reader’s Question:
I was required to have SR-22 insurance Joliet, Illinois on my vehicle, if I gets a motorcycle, do I have to get a SR-22 insurance for that vehicle as well?
Bob
Joliet, IL
Liability insurance in Illinois is required for all motor vehicles that must display license plates and are being driven, including motorcycles. Financial Responsibility Insurance (SR-22) certificate is the mechanism in Illinois to monitor the insurance of problem motorist.
The SR-22 is a certificate or form of insurance filed by the home office of an insurance carrier directly to the IL Secretary of State.
So if would appear if you have an Operators-Owners or Owner’s Certificate type of SR-22 insurance, you would just need to add your motorcycle onto is as one of your owned vehicles. To find out for sure if you have to add the motorcycle to the SR-22 insurance or can get a separate policy for the motorcycle, contact the Illinois Secretary of State Driver’s Services.
Car Insurance Aurora IL
Reader’s Question:
What kind of violation or driving offense is driving without car insurance? Is it a felony?
Julia
Aurora, IL
Driving without car insurance is a serious offense in almost all states unless you have some other form of financial responsibility on your car. The category of being unable to show proof of financial responsibility or car insurance falls under, will differ from state to state as do the penalties for this violation.
Some states might find this violation of the law to be only a major or just a minor traffic offense, making you get car insurance and paying fines. Some states will even impound your car, suspend your driver’s license and registration or give you jail time. If you got involved in an accident while having no car insurance, states can hand out even harsher penalties. In Illinois, it is reported that they have a new law that now makes driving without insurance a felony. Other states might follow their lead in the future.